Unlocking Homeownership with TSAHC Down Payment Assistance
Down Payment Assistance
At ACE Home Mortgage, we’re proud to partner with the Texas State Affordable Housing Corporation (TSAHC) to bring powerful down payment assistance programs to Texas homebuyers. For many families, saving for a down payment is the biggest hurdle to owning a home. TSAHC helps remove that barrier by offering financial support that makes homeownership more accessible and affordable.
Why TSAHC Programs Matter
- Down Payment Assistance (DPA): Eligible buyers can receive 2%–5% of their loan amount as down payment assistance. Think of it as free money that helps you step into your new home with confidence.
- Mortgage Credit Certificates (MCCs): These certificates provide an annual federal tax credit based on the mortgage interest you pay. It’s truly the gift that keeps giving—year after year, MCCs reduce your tax burden and put money back in your pocket.
The Trade-Off: One Extra Day
Yes, working with TSAHC programs may add one extra day to the loan process. But when that single day translates into thousands of dollars in assistance and ongoing tax savings, it’s a small investment of time for a lifetime of financial benefit.
Our Commitment
ACE Home Mortgage is dedicated to guiding you through every step of the TSAHC process. We ensure compliance, clarity, and efficiency so you can maximize the benefits without stress. Our team is here to help you understand eligibility, navigate paperwork, and secure the assistance you deserve.
Bottom Line
With TSAHC’s down payment assistance and Mortgage Credit Certificates, Texas homebuyers gain more than just financial support—they gain peace of mind. At ACE Home Mortgage, we believe in turning obstacles into opportunities, and TSAHC programs are a perfect example of how we help families achieve the dream of homeownership.
