Unlocking Homeownership with Down Payment Assistance – At ACE Home Mortgage, we know that buying a home is a dream worth achieving—but for many, saving for a down payment can feel overwhelming. Luckily, down payment assistance programs in San Antonio, Texas, are here to bridge the gap, turning aspirations into reality. Powered by the Texas State Affordable Housing Corporation (TSAHC), these programs make homeownership within reach for countless Texans.

What is Down Payment Assistance?

Down payment assistance is a financial aid program designed to help homebuyers cover upfront costs, such as their down payment or closing expenses. TSAHC offers tailored solutions to meet the unique needs of homebuyers, making the path to owning a home smoother and more affordable.

Down Payment Assistance Programs Through TSAHC

TSAHC provides two standout programs to San Antonio homebuyers:

  1. Homes for Texas Heroes Program: Dedicated to the everyday heroes among us—teachers, law enforcement officers, firefighters, EMS personnel, veterans, and correction officers—this program provides mortgage loans coupled with down payment assistance.
  2. Home Sweet Texas Home Loan Program: Available for homebuyers who don’t qualify as “heroes,” this program ensures that affordable homeownership isn’t out of reach for anyone.

Down Payment Assistance in San Antonio, Texas

Forms of Down Payment Assistance

TSAHC helps San Antonio homebuyers with two main forms of assistance:

  • Grants: These are non-repayable funds that homebuyers can use toward their down payment.
  • Deferred Forgivable Second Lien Loans: These loans are forgivable if you remain in the home for three years.

Additionally, eligible first-time buyers may qualify for Mortgage Credit Certificates (MCCs), which reduce federal income taxes, boosting your affordability.

Who Qualifies for TSAHC Down Payment Assistance?

To benefit from TSAHC’s programs, homebuyers need to:

  • Have a minimum credit score of 620.
  • Meet specific income limits.
  • Complete TSAHC’s online eligibility quiz to ensure suitability for the program.

Why ACE Home Mortgage is Your Trusted Partner

Navigating the world of down payment assistance can seem complex—that’s where ACE Home Mortgage comes in. With our expertise in TSAHC programs, we’ll walk you through every step, ensuring you take full advantage of the financial aid available to you. We’re committed to making your home-buying experience seamless, stress-free, and tailored to your needs.

Down Payment Assistance in San Antonio, Texas

Your Homeownership Journey Starts Here

If you’re planning to buy a home in San Antonio, Texas, down payment assistance could be the key to opening the door to your future. Let ACE Home Mortgage help you unlock that door and make homeownership a reality. Contact us today to get started!


At ACE Home Mortgage, LLC, we are committed to helping you achieve your homeownership goals. Whether you are a first-time homebuyer or looking to build your dream home, our One-Time Close New Construction loans offer a unique and valuable opportunity. Contact us today to learn more about how we can help you turn your vision into reality.

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Disclaimer: The information provided in this blog post is for general informational purposes only and should not be construed as financial or legal advice. Always consult with a qualified professional before making any financial decisions. Interest rates and loan terms are subject to change based on market conditions and individual qualifications. ACE Home Mortgage, LLC™ is not responsible for any errors or omissions, or for the results obtained from the use of this information. Down Payment Assistance in San Antonio, Texas

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Down Payment Assistance in San Antonio, Texas

Contact Information:

ACE Home Mortgage, LLC™
Address: 1107 FM 1431, Marble Falls, TX 78754
NMLS #: 2547667
Phone: 877-280-2937
Websites:

ACE Home Mortgage, LLC
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